What is covered by the Michigan No-Fault Act? One requirement for insurer payment is that the injury has to arise out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle. But what is a “motor vehicle” under the law? The answer is not as simple as you might think. A “motor vehicle” is not a motorcycle, moped, farm tractor, quadricycle, off-road vehicle (“ORV”) or golf cart. Injuries involving these vehicles are generally not covered by Michigan No-Fault.
However, the difference between an ORV and an SUV or truck can become difficult when these rigs are customized for off-roading. The Michigan Court of Appeals recently found that a heavily-customized “mud bog” was not a motor vehicle and did not give rise to the protections of the Michigan No-Fault Act. In Snyder v. Michigan Assigned Claims Plan, Marcus Snyder was hurt when he was hit by a “mud bog.” The mud bog was a stock vehicle that had been received many modifications. It was not suited to drive on roads and was designed to drive for short periods of time through mud pits. It had tires that the owner claimed were not “road legal,” did not have an alternator and was powered not by a gas tank, but by a fuel cell that took racing fuel. However, the driver of the mud bog was intoxicated at the time of the crash and was convicted of operating a “motor vehicle” while intoxicated causing serious injury. Snyder sued for benefits under the Michigan No-Fault Act. The trial court found that the mud bog, despite its modifications, was a motor vehicle, entitling Snyder to No-Fault benefits. The Assigned Claims Facility (which provides No-Fault benefits for those hit by uninsured motorists) appealed the trial court’s decision.
The Michigan Court of Appeals found that the mud bog was modified so much that it was no longer designed for operation on a public highway. The court found that the mud bog was an ORV and not a motor vehicle under the law. Moreover, the court found that the driver’s criminal conviction for operating a “motor vehicle” while intoxicated had no bearing on whether the mud bog was a motor vehicle. Thus, the court found that Snyder could not receive Michigan No-Fault benefits.
This case illustrates some of the fact-specific subtleties that weigh on whether someone is eligible for No-Fault benefits. It also illustrates the importance of guidance by a law firm that focuses on representing people injured by motor vehicles, motorcycles or ORVs. The law firm of Numinen, DeForge & Mathieu, PC represents drivers injured by at-fault drivers under the Michigan No-Fault act as well as those injured by motorcycles, ORVs and snowmobiles. The firm represents clients throughout the Upper Peninsula, including Marquette, Houghton, Sault Ste. Marie, Escanaba, Menominee and Iron Mountain. To speak to an attorney, please contact Phil Toutant at email@example.com or at (906) 226-2580.
Made a client happy recently: client was charged in Marquette County, Michigan with felony delivery/manufacturing of marijuana and maintaining a drug house. Officers entered the house without consent or a search warrant, claiming a need to search for a domestic violence suspect, even though my client stated that the suspect was not in the house. A large amount of cured marijuana, growing plants and three guns were discovered in the house. I filed a motion to suppress evidence and a hearing was held. After the hearing, the prosecutor’s office dismissed the charges, noting that “it appears that the evidence seized would not be admissible at trial. Continued prosecution would not be in the best interest of justice.” Victory!
In limited circumstances, a person injured by the ownership, operation, maintenance, or use of a parked car can receive Michigan No-Fault benefits. For example, a person can receive benefits under No-Fault if injured when a car is parked in a way that causes unreasonable risk of bodily injury, while in the car or getting in/out of the car, loading/unloading the car or where injured by the use of equipment permanently attached to a car or truck. No-Fault benefits are not available for parked car injuries if the injury is compensable under workman’s compensation or similar laws.
Though the No-Fault Act indicates that someone should receive benefits where “the injury was a direct result of … property being lifted onto or lowered from the vehicle in loading or unloading process,” in 1998, the Michigan Court of Appeals, in McKenzie v Auto Club Ins Ass’n, made the question more difficult when it held that the injury must also be “closely related to the transportational function of automobiles.” A recent case has brought the issue before the Michigan Supreme Court. In Kemp v Farm Bureau General Ins. Co. of Michigan, the Michigan Court of Appeals approved a trial court’s denial of No-Fault benefits to a person who tore his calf muscle when removing a briefcase, an overnight bag and a thermos from the floor of the back seat of his truck. However, one of the three appeals court judges disagreed, arguing that if the legislature found that there should be benefits for injuries that are a direct result of property being lifted onto or lowered from the vehicle in the unloading process, the injured person should receive No-Fault benefits. Mr. Kemp has now filed a leave application to the Michigan Supreme Court, which heard oral argument on the case on October 6, 2016. We now await the Michigan Supreme Court’s decision on whether No-Fault benefits are available in this circumstance.
While this case seems to fit within the “parked vehicle exception” to the No-Fault Act, it illustrates the significance highly-nuanced facts can have on whether or not someone qualifies for No-Fault benefits. For example, the Michigan Court of Appeals has previously held that where a person was injured by reaching for a briefcase while sitting in his parked car, he was not entitled to No-Fault benefits. Shellenberger v Insurance Co of North America (1990). No matter the Michigan Supreme Court’s ultimate decision in the Kemp case, it shows the importance of obtaining guidance from legal counsel when considering your options if you have a potential Michigan No-Fault claim. The law firm of Numinen, DeForge & Mathieu, PC represents people injured by at-fault drivers under the Michigan No-Fault Act. The firm represents clients throughout the Upper Peninsula, including Marquette, Houghton, Sault Ste. Marie, Escanaba, Menominee and Iron Mountain. To speak to an attorney, please contact Phil Toutant at firstname.lastname@example.org or at (906) 226-2580.
On August 9, 2016, the Michigan Court of Appeals held that a driver at fault for an accident is not at fault for injuries to a driver that subsequently crashes into disabled accident vehicles on the road. In Tanikowski v. Jacisin, Plaintiff Leonard Tanikowski was driving on a three lane highway, approaching the scene of an accident. He was tired and wanted to get to a hotel to sleep. He was traveling in a lane where there was a two-car rollover accident ahead. Instead of merging into the slowed/stopped traffic on either side of the accident, Mr. Tanikowski chose to veer in between the two disabled vehicles. He missed the first disabled vehicle, driven by Christopher Switzer, who was at fault for the first accident. However, he collided with the second vehicle, suffering injuries. He sued Switzer and the trial court dismissed his case. He appealed.
The Michigan Court of Appeals held that the driver could not sue because Switzer, the driver responsible for the first accident, because the driver at fault for the first accident could not have been anticipated or foreseen. The court of appeals held that despite Switzer’s negligence for causing the first accident, Mr. Tanikowski caused an entirely separate and distinct accident, and thus he could not sue.
The law firm of Numinen, DeForge & Mathieu, PC represents drivers injured by at-fault drivers under the Michigan No-Fault act. The firm represents clients throughout the Upper Peninsula, including Marquette, Houghton, Sault Ste. Marie, Escanaba, Menominee and Iron Mountain. To speak to an attorney, please contact Phil Toutant at email@example.com or at (906) 226-2580.
Providing care to patients who have been in car accidents has the potential to give rise to a number of legal issues for healthcare professionals. I recently presented on medical billing and provider-focused issues associated with the Michigan No-Fault Act. I presented at the Michigan Medical Billers Association and at the Oakland County Medical Society Group Managers’ Meeting.
It was a particularly fun presentation to give because it gave me the opportunity to discuss the pending legislation to reform Michigan’s No-Fault Act with a number of healthcare stakeholders.
There is significant evidence that attorney-conducted voir dire (the final phase of jury selection) is more likely to ferret out jury bias, as opposed to solely judge-conducted voir dire. Check out this article I wrote concerning the advantages of attorney-conducted voir dire and some legal arguments to make to judges so that reasonable attorney-conducted voir dire be allowed:
The Case for Attorney-Conducted Voir Dire
I passed the Michigan Bar! I learned of this last Thursday, through a letter in the mail. I am pleased with my results, and am eligible for admission to Minnesota, North Dakota and the District of Columbia by merely filling out an application.
This morning, I took the oath of office in Wayne County Circuit Court Judge Amy Hathaway’s courtroom, sponsored by my boss and mentor, Brian McKeen. I am very exited to join his office as an associate attorney. I will be learning from one of the best, and it will truly be a pleasure. I can think of no better job than representing people in medical malpractice litigation.